A 2023 Guide to America’s Best eBike Insurance

August 29, 2023

Electric Bicycle Insurance begins for riding, transit, and theft risks of an eBike and attached accessories once it has separate Bike Insurance.

August 29, 2023 / ENDURANCE SPORTSWIRE /– BikeInsure, an insurtech company specializing in bicycle insurance for cyclists in the United States, has released a 2023 Guide to America’s Best eBike Insurance. Electric bicycle owners have an essential ‘need’ to protect their eBikes with a separate bike insurance policy.

BikeInsure is a separate insurance policy designed specifically for bicycles and eBikes because home insurance often does not provide adequate bike coverage, and eBikes are typically excluded by most home or auto insurance policies. BikeInsure protects bicycles or eBikes against riding, transit, or theft risks, and making a claim won’t affect existing insurance policies.

“BikeInsure, the official bike insurance provider of USA Cycling, is a bicycle insurance company with a wealth of expertise and experience that shares its dedication to promoting the importance of protecting bicycles and eBikes from theft, damage, and accidents, stated Eric Bennett, Director of Membership at USA Cycling. Through our USA Cycling partnership with BikeInsure, we aim to offer riders across the United States the ‘peace of mind’ they deserve, ensuring that they can ride and race confidently, knowing their bicycles of all types are protected with a separate bike insurance policy.”

A savvy California resident who owned an Electric Bicycle suggested a simple yet effective solution that all eBikes should come with a warning label that says, “BikeInsure it, then Charge it.” This proactive eBike owner wisely obtained a BikeInsure policy upon purchasing their electric bicycle in September 2022. However, just nine months later, a thief stole their eBike. Fortunately, due to their BikeInsure coverage, they were reimbursed $4,420 soon after filing an eBike theft claim. The insurance payout enabled them to promptly purchase a new bicycle from their local bike shop and continue their daily routine with minimal interruption.

“Electric bicycles are often classified as motorized vehicles rather than personal property, so they are usually a (homeowner’s, renters, and auto) insurance exclusion.” said Buzzy Cohn, CEO of BikeInsure and eBike Owner. “Therefore, eBike insurance begins for riding, transit, and theft risks of an electric bike and attached accessories once it has separate bike insurance. I have ‘peace of mind’ coverage for my Electric Road Bike because I am BikeInsure’d!”

Please review the 2023 Guide to America’s Best eBike Insurance here.


About BikeInsure (BikeInsure.com)

BikeInsure is leveraging eCommerce technology to transform how cyclists in the United States buy and experience bike insurance to make it simple and affordable. Licensed insurance producer BikeInsure, the official bike insurance partner of USA Cycling, is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated “A+” (Superior) by AM Best, an authorized insurer in all 50 states and Washington, DC. For 151 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.

For more information related to BikeInsure, visit FAQ.

Media Contact:

BikeInsure | Buzzy Cohn